UNIFIED FINANCIAL ACCESS AI
Easy savings for
low Income
Earners

We're helping millions of low-income individuals achieve financial freedom by making it easy for them to save without needing the internet or a smartphone.

Our AI Platform links them to merchants, banks and vendors, to give them access to goods and financial services they couldn't reach before.

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Alajo main image
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Alajo main image
Alajo main image

We modernised a savings model that existed before banks

By 2030, Alajo will help 9 million Low-income Individuals eliminate bad debt, achieve financial goals, improve their standard of living, and gain hope for a stable future.

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Impact Story

Mrs. Risikat struggles to pay her son's $22 four-month school fees, often using loans and credit lines. By saving $0.6 from her daily earnings, she could save $75 in 4 months, cover fees, buy books, and send him to a better school.

The impact of Alajo extends far beyond one family to millions of individuals facing financial challenges worldwide by empowering individuals like Mrs. Risikat to take control of their finances.

Our commitment to facilitating savings and enhancing financial literacy aims to break the cycle of debt and insecurity, creating a ripple effect of positive change in communities. Together, we are building a future where everyone has the opportunity to thrive, one small step at a time.

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Why we Exist?

At Alajo,

we strive to make banking and financial education accessible to everyone, especially low-income workers, traders, and families. By using technology and community banking, we provide essential financial services and products to help lift people out of poverty. Our goal is to ensure that everyone has the tools they need for a better financial future.

Alajo exists to modernize and elevate the traditional savings practices deeply rooted in African culture, particularly those like Ajo, Adashe, and Esusu. These community-based savings systems have served generations, fostering unity and mutual support among members.

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