Alajo Product Overview
Alajo's product suite is designed to empower low-income earners in the informal sector who are unbanked and underbanked. By integrating technology with traditional savings practices, Alajo aims to facilitate daily savings and promote financial inclusion across communities.
Alajo Product Suite
Alajo Agent App
The Alajo Agent App serves as a pivotal tool for our agents, allowing them to efficiently manage customer interactions and transactions. Key functionalities include:
Customer KYC Management:
The app streamlines the process of collecting and verifying Know Your Customer (KYC) information, ensuring compliance and enhancing customer trust.
Transaction Management:
Agents can easily oversee and record all transactions, providing a transparent and secure environment for savings.
Activity Monitoring:
The app enables agents to monitor their activities and performance metrics, fostering accountability and improving service delivery.
Alajo Business App
The Alajo Business App connects businesses with customers through an AI-powered dashboard, optimizing engagement and service delivery. Its features include:
AI-Powered Insights:
Businesses gain valuable analytics and insights into customer behavior, enabling them to tailor their offerings and enhance customer satisfaction.
Customer Connection:
The app facilitates seamless interactions between businesses and last-mile customers, creating opportunities for micro-investments and financial products.
Transaction Oversight:
Business owners can track transactions and manage their customer base effectively, ensuring a smooth operational workflow.
Alajo USSD/SMS Infrastructure and ATM Card Technology
The Alajo USSD/SMS Infrastructure provides a vital communication channel for users who may not have reliable internet access. This service allows:
Transaction Capabilities:
Users can conduct transactions via USSD, SMS or ATM cards, ensuring that financial services are accessible to all, regardless of technological limitations.
Information Access:
Customers can receive updates and information about their accounts and Alajo services without needing an internet connection, promoting greater financial literacy and engagement.
Wider Reach:
By catering to those without internet access, Alajo significantly expands its customer base, ensuring that underserved populations are included in the financial ecosystem.
Alajo's product suite is designed to empower low-income earners in the informal sector who are unbanked and underbanked. By integrating technology with traditional savings practices, Alajo aims to facilitate daily savings and promote financial inclusion across communities.
Our Superpowers
Where technology meets excellence. Our suite of features is designed to help the unbanked and underbanked access financial services and savings.
Escrowed Banking System
Intelligent NYC and Financial Data Processing
Tech Infrastructure for Savings
Embedded APIs and Payment Methods
AI-driven Financial Education System
AI-driven Credit Scoring
AI-driven Identity Verification